Our Services
Wealth Management, Inc (WMI) is a financial planning and Registered Investment Advisory firm. WMI welcomes clients from all walks of life and we have proven strategies for the largest portfolios to the smallest. The quality and excellence of our work is not measured by the size of your portfolio. We have no account size or long-term contract requirements. We are available for financial check-ups and second opinions.
IRA/401k/403b Rollovers: Unfortunately, 45% of workers that leave their jobs, elect a cash distribution from their employer sponsored retirement plans. The truth is that cashing out your deferred retirement plan can cost you as much as 40% in taxes and penalties. Let WMI transfer your assets to an IRA Rollover and maintain your tax-deferred status. Roll your IRA, 401k, 403b or other retirement plan into a Rollover IRA and get flexible investment choices while your investments continue to grow tax-deferred. http://www.nationalunderwriter.com/income_planning/articles/2006_04_feature.asp
Hourly, As-Needed Consulting: Our hourly, as-needed services are a perfect match for self-directed investors who may simply need a second opinion regarding the state of their financial affairs, young couples and individuals who may be just starting to build for their financial futures, and/or middle-income Americans who may have been turned away from traditional wealth management and financial planning firms because they did not meet the account and net worth minimums imposed. In addition, because we work solely for our clients on a Fee-Only basis, there are no third-party agendas to cloud our thinking. We maintain one focus, one mission: Empowering our clients with the information and advice they need to make sound financial decisions. Our services are available in person or by phone. We are available to our clients for quick questions and longer projects. Whatever is needed!
Investment Management: WMI will help you design an asset allocation (specific amounts of cash, bonds, large companies, small companies, domestic companies, foreign companies, and new economy companies) that is optimized for your specific circumstances (financial goals, investment horizon, and volatility preference). We draft a written Investment Policy Statement specifying the asset allocation. Selected money managers implement the asset allocation we have chosen.
- Investment supervision: your managed accounts are monitored and rebalanced regularly according to the Investment Policy Statement approved by you. Periodic rebalancing is important for maximizing returns and minimizing volatility.
Financial Planning: Together we can review any financial areas of interest to you. Examples are tax planning, retirement planning, estate planning, gifting, charitable giving, mortgage financing/refinancing, Roth and other IRA’s, 401k asset allocations, IRA distributions, and tax-deferred saving for college expenses.
Sometimes we use outside professionals to prepare specific documents (e.g. attorneys). WMI maintains a list of professionals for your reference and together we review any documentation prepared by others to make sure it fits your specific financial circumstance.
Financial planning is available to both Hourly Consulting clients and Managed Account clients..<script type="text/javascript">
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