Investment / Portfolio Management

This service provides clients with initial design, ongoing review, and monitoring of their investment portfolios as well as ongoing plan updates and portfolio rebalancing. Your risk tolerance, goals, tax position, time horizon and cash flows are all considered in constructing a written investment policy statement (IPS) specifically designed for your unique situation. We believe that efficient tax management is a crucial part of portfolio design and determination of how much spendable money you can withdraw from your portfolio and how sustainable your spending can be. We prefer to use low cost, no load index funds that are designed to maximize your returns and minimize your costs.

IRA/401k/403b Rollovers: Unfortunately, 45% of workers that leave their jobs, elect a cash distribution from their employer sponsored retirement plans. The truth is that cashing out your deferred retirement plan can cost you as much as 40% in taxes and penalties. Let WMI transfer your assets to an IRA Rollover and maintain your tax-deferred status. Roll your IRA, 401k, 403b or other retirement plan into a Rollover IRA and get flexible investment choices while your investments continue to grow tax deferred.